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Who Can Help Me Build My Credit Card Program?

Launching a credit card (or other lending product) can make you feel like you're spread pretty thin. There's a myriad of vendor, partner,...

Scott Bass

5 hours ago

What Exactly Is a Leaky Variable? A leaky variable is any feature in your training data that contains information you won't have at...

Leland Burns & Jim McGuire

Jul 7

Running tests has technically never been easier. With highly configurable back-end tech and sophisticated data analysis tools widely...

Brandon Homuth

Jul 7

We see so many lenders get stuck in the same paradoxical situation: they're trying to expand their reach to the millions of underbanked...

Brandon Homuth

Jun 30

The Short Answer: Yes, and Don't Cut Corners When investors, debt providers, and sponsor banks ask to see your credit policy, it may seem...

Scott Bass

Jun 30

Gradient Boost Models (GBMs) have become the go-to tool for many credit modelers for good reason. GBMs can unlock meaningful lift in...

Leland Burns & Jim McGuire

Jun 23

Why Sponsor Banks Matter So Much Choosing a sponsor bank isn't just another box to check. It’s a consequential decision that influences...

Scott Bass

Jun 23

At Ensemblex, we work with lenders across the fintech ecosystem — from startups to scaled portfolios — and we see many people making the...

Brandon Homuth

Jun 16

Yes — if you bring unique insights, clear conviction, and extreme curiosity, you're a strong fit. In fact, Ensemblex has co-founded with...

Chloe Zhu

Jun 16