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Product Launch


Beyond LOS & LMS: What Else You Need to Launch a Credit Card Program
What operations infrastructure do you need beyond your LMS and LOS? Even “full-suite” LMSs and LOSs will leave some gaps. Adding to the...
Scott Bass
Oct 13


Build vs. White Label: What Founders Need to Know About Credit Card UX
There are numerous benefits to owning your own UX infrastructure as a credit card lender. You have total control. You can test things...
Scott Bass
Sep 22


What Are The Trade-offs Between Soft Pulls and Hard Pulls for Credit Card Applications?
Every credit card application flow will include some sort of bureau data request, often called a credit "pull". There are multiple kinds...
Scott Bass
Sep 1


Credit vs. Prepaid: What Founders Need to Know Before Building a Card Product
Same form factor. Very different infrastructure. They look identical in-hand, but credit and debit cards are very different on the back...
Scott Bass
Aug 11


Who Can Help Me Build My Credit Card Program?
Launching a credit card (or other lending product) can make you feel like you're spread pretty thin. There's a myriad of vendor, partner,...
Scott Bass
Jul 21


Do I Need a Credit Policy to Launch a Credit Card or Work with a Sponsor Bank?
The Short Answer: Yes, and Don't Cut Corners When investors, debt providers, and sponsor banks ask to see your credit policy, it may seem...
Scott Bass
Jun 30


How to Choose a Sponsor Bank: A Guide for Fintech Founders Building Credit Products
Why Sponsor Banks Matter So Much Choosing a sponsor bank isn't just another box to check. It’s a consequential decision that influences...
Scott Bass
Jun 23


Choosing a Loan Origination System When Launching a Credit Card: A guide for fintech teams designing origination flows for modern credit products.
Your Loan Origination System Is One of the First—and Most Critical—Decisions The loan origination system is the first impression of a...
Scott Bass
Jun 9


Choosing the Right Loan Management System: A Guide for Fintechs Building Credit Products
Your decisions when launching a lending product—especially a modern credit card—are high-stakes. The infrastructure that you choose...
Scott Bass
May 26
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