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What to Know Before Raising a Debt Facility for Your Credit Card Program
A tactical guide for fintech founders planning to fund credit at scale You’ve validated the product. You’re ready to scale. Now comes the big question: where’s the capital coming from? For fintech teams launching credit card products, getting a debt facility in place is one of the most important—and misunderstood—steps in building a durable lending business. If you’re planning to originate credit at scale, you’ll eventually need outside capital to do it. But not all debt is c

Scott Bass
Nov 17, 2025
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