Credit FAQs

We see so many lenders get stuck in the same paradoxical situation: they're trying to expand their reach to the millions of underbanked...

At Ensemblex, we work with lenders across the fintech ecosystem — from startups to scaled portfolios — and we see many people making the...

Choosing the right underwriting model is one of the most strategic decisions a lender makes. The right approach depends on many factors:...

Lending is a cash flow business. Every decision you make — from marketing spend to credit policy to pricing — has a long-term economic...

Credit Compass is Ensemblex’s fast, focused consulting engagement built for fintech founders, credit leaders, and lending P&L owners. In...

“We raised too much money,” he said. “I thought we could figure out the economics later.”